Fido | How It Works - Safe 10% APY

Earn 10% APY with DeFi

Here's how Fido delivers consistent returns through decentralized finance.

Convert to Digital Dollars

Your USD is automatically converted to USDC (digital dollars) to access high-yield opportunities in decentralized markets.

Deploy in Secure Protocols

Your money earns yield through rigorously audited DeFi protocols that have safely managed billions without major security incidents.

Earn Consistent Returns

Your money works 24/7 generating reliable 10% APY. Track your growing balance in real-time through the app.

Security comes first

Is my money safe with Fido?

While not FDIC insured, your first $100,000 is fully protected through comprehensive insurance coverage. We use Open Cover, a leading onchain insurance provider, with coverage underwritten by Nexus Mutual, the largest and most established DeFi insurance protocol managing over $200 million in capital pools. Nexus Mutual has a proven track record, having successfully paid out over $18 million in claims.

How are Fido accounts secured?

FIDO

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